Handeware
Pay and taxes

Take-home pay

$1,800.90
Federal income tax withheld
$189.15
Social Security tax
$148.80
Medicare tax
$34.80
Ohio income tax withheld
$53.35
City or school district tax
$48.00
All taxes withheld
$474.10

A general estimate from the published rules for the year shown, not tax advice. Your own return may differ.

Uses the 2026 federal withholding tables from the IRS (Publication 15-T), the 2026 Social Security and Medicare rates, and the Ohio Department of Taxation formula effective August 1, 2026.

Ohio Paycheck Calculator

See what is left of an Ohio paycheck after federal income tax, Ohio income tax, Social Security and Medicare. Many Ohio cities and school districts also tax wages, so there is a box for your local rate.

This is an estimate from published rules. Your pay stub shows what your employer actually withheld.

How it works

Federal tax follows the yearly withholding method the IRS publishes for employers: the yearly pay is reduced by a standard amount for your filing status, taxed in brackets, and divided back to one paycheck. Social Security is 6.2% of pay up to a yearly limit, and Medicare is 1.45% of all pay, with 0.9% more above 200,000 a year.

Ohio withholding follows the formula from the Ohio Department of Taxation that applies to pay from August 2026: yearly pay, less an amount for each exemption on your Ohio form, is taxed at 1.6% on the first slice, 2.99% on the next slice up to 100,000, and 3.4% above that. Ohio's withholding rates are higher than the final tax rate for the year, so a refund on your Ohio return is possible.

Local taxes differ by city and school district. Type your own rate, which your local tax office or pay stub shows. This page applies it to your pay after health insurance, and many places tax retirement contributions too.

Worked example

A paycheck of $2,500.00 before taxes, with 1 on your Ohio form, has about $189.15 withheld for federal income tax, $53.35 for Ohio and $48.00 for your city, plus $148.80 for Social Security and $34.80 for Medicare. Take-home pay is $1,800.90.

Questions

Why does Ohio take out more than the state tax rate suggests?

Employers use a withholding formula with higher rates than the final yearly rate. You settle the difference when you file your Ohio return, and you may get some back.

How do I find my city tax rate?

Look at your pay stub or ask your city's income tax office. Some places tax where you live, and some tax where you work, so the rate depends on both.

Does this work for part-year or two-job pay?

Not exactly. It assumes the same paycheck all year and one job. Your W-4 and Ohio form control what your employer withholds.

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