Full Retirement Age Calculator
Your full retirement age is the age at which Social Security pays your complete retirement benefit. It depends on the year you were born. Enter your birth date to see your age and the date you reach it.
This is an unofficial estimate from the schedule written in the Social Security Act. The Social Security Administration decides your actual dates and benefits.
- Free
- Works offline after your first visit
- Saves on this device
- No sign-up
- Updated
How it works
Full retirement age is 66 for people born from 1943 through 1954. It rises by two months a year for people born from 1955 through 1959, and it is 67 for anyone born in 1960 or later. People born before 1943 have a slightly lower age, from 65 up to 66.
The law counts a birthday on January 1 as belonging to the year before, so this page does the same. The date you reach full retirement age is your birth date plus that many months.
The page also shows the dates you turn 62 and 70. Claiming before full retirement age lowers the monthly amount for life, and claiming later, up to 70, raises it. This page does not work out those amounts.
Worked example
A person born 1962-06-15 has a full retirement age of 67 years and 0 months. That date is 2029-06-15. They turn 62 on 2024-06-15 and 70 on 2032-06-15.
Questions
Can I claim Social Security before my full retirement age?
Yes, from age 62, but the monthly amount is permanently smaller. Waiting past full retirement age, up to 70, makes it larger.
Does my full retirement age change if I keep working?
No. It is set by your birth year. Working can affect benefits claimed before that age if your earnings are above a yearly limit.
Is full retirement age the same as Medicare age?
No. Medicare generally starts at 65, whatever your full retirement age is.
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