Dividend Reinvestment Calculator
See how reinvesting dividends adds shares over time. Each year's dividend buys more shares, and those shares pay dividends too. Enter the shares you hold, the price, the dividend per share and the years.
- Free
- Works offline after your first visit
- Saves on this device
- No sign-up
- Updated
How it works
Each year the dividend per share, divided by the price, gives the share of your holding that is paid out. Reinvesting buys that many new shares, so the count grows by the same share each year.
To keep the math simple, the page holds the price and the dividend per share steady and reinvests at the end of each year. Real prices and dividends change, and fees or taxes can apply.
Worked example
Starting with 100 shares at $50.00 each, paying $2.00 a share a year, reinvesting gives 219.1 shares after 20 years. That is 119.1 more shares, worth $10,955.62 at today's price.
Questions
Does the price really stay the same?
No. The page holds it steady to show the effect of reinvesting alone. Real prices move up and down.
Are reinvested dividends taxed?
In many places they are taxed in the year they are paid, even when reinvested. The rules depend on where you live, so check with a tax professional.
Can I buy part of a share?
Many brokers allow it. This page shows a decimal count, so the result may not be a whole number of shares.
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